31
03/11
21:30
What is a Credit Expert?
A credit expert is someone who is able to view your credit file and suggest how to improve it when applying for a loan, credit card or mortgage.
Your credit file is important because it is what the lenders use to evaluate how well you will meet their repayments should they lend you the money you need.
One credit expert said, We are able to offer expert advice on the market and the file in question. We can advise our clients to do certain things to maximise their chances of getting the finance that they need. We might tell them to compare bad credit mortgages or look at bad credit credit cards should their credit file be particularly bad. We might also consider telling our clients to strengthen their credit histories before they apply for the loan to make it look more attractive. We know some great tips and have excellent market knowledge.